First, you need to understand how each is calculated, and second, you need to decide if the extra insurance associated with Replacement Cost is worth the extra money. Your insurance agent should give you an option on which option to select when you take out your policy, but if your…

Whether you are living in a large house or a small apartment, keeping track of your personal belongings is extremely important, and yet it can be a tedious task to accomplish. Although it may seem like a chore, taking some time to assess and organize your home inventory can be…

Hurricanes are massive storms that form over warm sea waters and move toward land. Potential dangers from hurricanes include powerful winds, heavy rainfall, storm surges, coastal and inland flooding, rip currents, tornadoes, and landslides. The Atlantic hurricane season starts from June 1 to November 30. The Pacific hurricane season begins…