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Fire
Fire tends to bring more destruction to your house than any other hazard. Much of it has a lot to do with the fact that fire destructs everything and changes all your precious and valuable inventories into ash.
The last thing you’d want as a homeowner is to hear the word “fire!” in your house. In addition to the fear, a lot of people tend to overestimate the home fire insurance coverage provided by insurance companies.
Once you look at the monetary loss faced by fire damage, you would realize that fire and casualty insurance makes up for no more than 10% of it. However, even in such cases, you need to have documentation ready in order to make a claim. We all know in such instances, time is of the essence.
“Fire! Fire! Fire! Evacuate the building!”
The threat of a fire and danger to life and property are very real! We must be prepared before a fire occurs. Preparation include: fire prevention, fire protection, and having a complete inventory of your home personal property, and your business equipment and property to provide the documentation required by your insurance company in order to submit a claim for an insurance loss.
2020 California Wildfires
2020 California wildfires
Statistics[1]
Total fires | 9,639 |
Total area | 4,397,809 acres (1,779,730 ha) |
Cost | >$12.079 billion (2020 USD) (Third-costliest on record) |
Buildings destroyed | 10,488 |
Deaths | 31 |
Non-fatal injuries | 37 |
Season
The 2020 California wildfire season was a record-setting year of wildfires in California. By the end of the year, 9,639 fires had burned 4,397,809 acres, more than 4% of the state’s roughly 100 million acres of land, making 2020 the largest wildfire season recorded in California’s modern history, as reported by the California Department of Forestry and Fire Protection, and up to 12 million acres in peak years. California’s August Complex fire has been described as the first “giga-fire”, burning over 1 million acres across seven counties, an area larger than the state of Rhode Island. The fires destroyed over 10,000 structures and cost over $12.079 billion (2020 USD) in damages, including over $10 billion in property damage costs. The intensity of the fire season has been attributed in part to over a century of poor forest management as well as increased warming due to climate change.
In early September 2020, a combination of a record-breaking heat wave and strong katabatic winds, (including the Jarbo, Diablo, and Santa Ana) caused explosive fire growth. The August Complex became California’s largest recorded wildfire. The Creek Fire expanded in the Big Creek drainage area, temporarily trapping hundreds of campers near the Mammoth Pool Reservoir. The North Complex explosively grew in size as the winds fanned it westward, threatening the city of Oroville, triggering mass evacuations, and causing 16 fatalities.
On November 10, 2020, the National Interagency Coordination Center (NICC) reported that there were around 3,400 firefighters plus personnel fighting the wildfires in the United States.
On July 2, 1999, a planned 100-acre prescribed fire ignited by the Bureau of Land Management (BLM) escaped control near Lewiston, California. The wildfire grew to about 2,000 acres and destroyed 23 residences before it was contained a week later by the California Department of Forestry.